Monthly Archives: April 2011

Risks of 401(k) Loans

Jeff Rose of US News offers up this great synopsis of the risks of borrowing from your retirement account. He summarizes these key points: Lost earning opportunities. Many people also stop their retirement account contributions when they borrow from their … Continue reading

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Perspective: 10 Key Features of Deferred Compensation

Great explanation of the benefits of a deferred compensation plan for executives seeking tax advantages, service and great savings options from Planadviser (original). Worth looking into and talking to your benefits adviser about this option for your key employees. With … Continue reading

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President Obama Outlines Deficit Reduction Plan

The following report from Lockton’s legislative update on 4/18 summarizes the proposed budget and deficit reduction plan, paying key attention to changes in 1099 reporting and healthcare reform. ~ Eric President Obama last week proposed cutting $4 trillion from the … Continue reading

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2011 Amendments to 408(b)(2)

New regulations for 408(b)(2) free disclosures have been on the fence this year. Though the law was set to go into effect January 1, 2012, now the Department of Labor has stated it will be making amendments, due out on … Continue reading

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Wellness incentive programs given the “go-ahead”

Incentizing wellness is a new tactic many companies are trying out to reduce costs. The Vitality Group has made a business consulting in this area, and other programs such as Blue Zones and Healthways are doing the same. Can you … Continue reading

Posted in Group Life, Health, Health & Welfare, Health Reform, long term disability, News & Updates, Voluntary Benefits | Leave a comment

What does the new budget mean for health reform?

Keeping abreast of how legislative updates will affect your bottom line is challenging at a time when the updates seem ceaseless. Check in for regular updates from the Lockton team – they do a great job taking apart the information. … Continue reading

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Deferred Compensation Plans offer Great Alternative

Deferred compensation programs are increasingly important components of contemporary executive benefit program offerings. Continue reading

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