Monthly Archives: August 2011

401(k) Investment Menus: Actively Managed vs. Passive Funds (From Society for Human Resource Management)

When it comes to selecting funds for a 401(k) or other defined contribution plan, determining the major asset classes (stocks, bonds, cash, etc.) and their related sub-styles is the first step for plan sponsors. This provides the basic building blocks … Continue reading

Posted in Executive Benefits, Health & Welfare, Retirement

Decision  Clarifies   Attorney-­Client  Privilege

If you have always believed communication with your ERISA Attorney is private and confidential, the truth may surprise you. A recent case finds that fiduciaries are not protected by attorney-client privilege regarding the administration of their plan. Federal courts have … Continue reading

Posted in Executive Benefits

WSJ says Premiums Increasing

Great analysis of premium increases comes from the Wall Street Journal today. Set aside a minute to look this one over. – Eric If you’ve been in the habit of shopping around for a new term-life insurance policy every few … Continue reading

Posted in Executive Benefits, Health & Welfare, News & Updates, Retirement

Voluntary Benefits Increasing (from Plansponsor)

Study Finds Increased Interest in Voluntary Benefits August 11, 2011 (PLANSPONSOR.com) – Thirty percent of U.S. employers (10 employees or more) said they are considering adding a new voluntary benefit option within the next two years, according to a new LIMRA … Continue reading

Posted in Dental, Health, Health & Welfare, Health Reform, News & Updates, Vision

How Truly Flexible Is a Nonqualified Deferred Compensation Plan?

Download the PDF at the link, or click to enlarge the images. Individual Article_How Truly Flexible Is a Nonqualified Deferred Comp Plan

Posted in Uncategorized

Healthcare Law Unconstitutional (from NYT)

The provision in President Obama’s health care law requiring Americans to buy health insurance or face tax penalties was ruled unconstitutional on Friday by the United States Court of Appeals for the 11th Circuit, in Atlanta. It was the first … Continue reading

Posted in Health, Health & Welfare, Health Reform, News & Updates | 1 Comment

Appeals Court Rejects “Individual Mandate” (from Lockton)

Appeals Court Rejects “Individual Mandate” But Remainder of Healthcare Law Survives; IRS Set to Clarify Key Aspects of Play-or-Pay Mandate Executive Summary A federal appeals court struck down the constitutionality of the healthcare reform law’s “individual mandate,” disagreeing with a … Continue reading

Posted in Health, Health & Welfare, Health Reform | 1 Comment

The Doctor Will See You … Eventually (From NYT)

This is a Seinfeld episode waiting to happen. – Eric The Doctor Will See You … Eventually By LESLEY ALDERMAN “How much of human life is lost in waiting!” Ralph Waldo Emerson lamented in his 1841 essay “Prudence.” Lately that … Continue reading

Posted in Health, Health & Welfare, Health Reform

National Health Spending Projections Through 2020 (from Health Adviser)

Worth putting some time into reading this report. Abstract below, full report here. – Eric In 2010, US health spending is estimated to have grown at a historic low of 3.9 percent, due in part to the effects of the recently … Continue reading

Posted in Health, Health & Welfare, Health Reform

Federal Auditors Will Soon Review Health Insurance Rates in 10 States (Reblogged from NYT Health)

WASHINGTON — The Obama administration will soon take over the review of health insurance rates in 10 states where it says state officials do not adequately regulate premiums for insurance sold to individuals or small businesses. At least one state, … Continue reading

Posted in Health, Health & Welfare, Health Reform