Monthly Archives: October 2011

Rolling returns offer insight into your fund (from Morningstar)

This article, originally appearing in Morningstar, offers suggestions on using rolling returns as an indication of a fund’s full performance history beyond the last quarter. Investors watch performance closely, with the past one- and three-year periods typically nabbing the bulk … Continue reading

Posted in Estate Planning, Executive Benefits, Non Qualified Retirement Plans, Qualified Retirement Plans, Retirement, Retirement Plans | Leave a comment

How to Make the Most of Benefits Enrollment Seaso

Originally posted on, this article take on the important topic of Open Enrollment, and the fact that far too few employers and employees treat it with importance. While benefits have long been a vital part of companies’ recruitment and … Continue reading

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2012 Retirement Plan Limits Announced

The annual Cost of Living (COL) adjustments for retirement plans for tax year 2012 have been announced. Some plan limits will increase, so pay attention to these highlights shared by Lockton Companies:  Elective  deferral  or  contribution  limit  for  employees in … Continue reading

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The Importance of Proper Participant Loan Administration

Excerpt: Recently,  the  Department  of  Labor  (DOL)  filed  suit  against  the  trustees  of  them United   Employee  Benefit  Fund  for  allegedly  approving  at  least  194  participant loans  that  were   improper,  unsecured  and  allowed  to  become  delinquent. More here: October 20 … Continue reading

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IRS Announces Benefit Limits for 2012 (from Lockton Companies, LLC)

Shared from Lockton’s Healthcare Reform Blog. The IRS has announced benefit plan limits for 2012.  There are many sections in the Tax Code that limit the amount of tax-favored benefits an employer may provide or an employee may receive.  The … Continue reading

Posted in Health & Welfare, Health Reform | Leave a comment

Is retirement gender neutral?

Retirement is not gender neutral according to this article from USNews, which points out women who live longer, earn less than their male counter parts, and spend more on healthcare over a lifetime, should reconsider the “male-centric” advice they may … Continue reading

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Closing the “Life Insurance Gap” (via Plan Adviser)

The life insurance gap – or the number of people who go without life insurance – is growing. Some speculate this could be affecting the number of foreclosed homes in the marketplace, but the impact of the gap spreads beyond … Continue reading

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Health Insurers Push Premiums Sharply Higher (From New York Times)

Rising healthcare premiums essentially negate income increases, according to this article from the NYT. Have you felt it? – Eric Major health insurance companies have been charging sharply higher premiums this year, outstripping any growth in workers’ wages and creating … Continue reading

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When will the Health Care debate be OUT of the Supreme Court?

The Supreme Court is once again asked to review proposed Health Care changes. If you thought this bill spent a long time in Congress, just look back over how long it’s been in the courts. (Full article from Healthwatch). – … Continue reading

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