401(K) SERVICE PROVIDER FEE DISCLOSURE Pages 1-2
For the first time ever, retirement plan fiduciaries were required to receive a government-mandated summary of the fees charged to them by their 401(k) plan providers.
SELF-DIRECTED BROKERAGE ACCOUNTS Pages 3-6
Credit the Department of Labor’s (DOL) Field Assistance Bulletin (FAB) and its subsequent backlash over potential ramifications for self-directed brokerage accounts (SDBAs) for the resurgence of this plan design option as a discussion point in the retirement industry.
COMPANY STOCK IN YOUR 401(K)? Five Steps to Mitigate Risk
There is no way around it, offering company stock in your 401(k) brings increased rick. You open the door to significant audit risk from the US Department of Labor (DOL) who, after the collapse of Enron, scrutinizes 401(k) plans heavily invested in company stock.
Check out the full report: TheKey_2012_Q4