Monthly Archives: June 2015

Why Business Owners Need Disability Coverage

via Wall Street Journal Disability coverage may be the least understood and most neglected area of business planning. Most people know that it’s important to prepare for a possible death, but rarely do they imagine that a partner or key … Continue reading

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Why People Don’t Buy Long-Term-Care Insurance

via Wall Street Journal When it comes to long-term care, two facts stand out. First, an estimated 70% of people will need such care, which will be costly. And second, most of them refuse to buy insurance to cover it. The … Continue reading

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Surprise Bills for Many Under Health Law

via Wall Street Journal Many consumers with health coverage through the Affordable Care Act are facing unexpected medical bills that in some cases greatly exceed the law’s caps on out-of-pocket expenses. The law’s limits don’t apply to charges from out-of-network … Continue reading

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How Do ACA Tax Subsidies Affect Premiums and Enrollment?

via RAND Corporation To encourage enrollment in the new individual insurance exchanges, the Affordable Care Act (ACA) offers tax credits to help lower-income individuals and families buy coverage. These tax credits have faced multiple court challenges. In early November 2014, … Continue reading

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Deadline Relief for Plan Sponsors Affected by Weather Disasters

via Lockton Retirement Services The Internal Revenue Service (IRS) and the Pension Benefit Guaranty Corporation (PBGC) are waiving certain penalties and extending certain deadlines for victims of the severe storms that happened beginning in May. The relief applies to plan … Continue reading

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In Vermont, Frustrations Mount Over Affordable Care Act

via New York Times BURLINGTON, VT — Just a few years ago, lawmakers in this left-leaning state viewed President Obama’s Affordable Care Act as little more than a pit stop on the road to a far more ambitious goal: single-payer, … Continue reading

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What a Fund’s Top 10 Holdings Don’t Tell You

via Wall Street Journal Top 10 lists are fun, easily digested and make people feel they are in the know. But a mutual fund’s list of top 10 holdings isn’t as satisfying. That is because the listed holdings aren’t necessarily still … Continue reading

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