Is an Annual Physical Necessary?

via Wall Street Journal

Every year on his wedding anniversary Louis Sinclair pays a visit to his family physician for what has become a ritual: the annual physical.

“That way I don’t forget my anniversary and I don’t forget my physical,” says the 66-year-old in Raleigh, N.C., who has been getting regular checkups since he was about 40.

About a year and a half ago, the doctor diagnosed Mr. Sinclair with atrial fibrillation and sent him to a cardiologist. A CT-scan picked up a tumor on his lung that turned out to be cancerous. “I would have never known that if I hadn’t gone to my physical and followed up on this stuff,” says Mr. Sinclair, who owns a commercial real-estate company. He says the tumor was removed and he now seems to be fine.

Nearly two-thirds of U.S. adults say they get a physical exam every year, according to a 2014 Kaiser Family Foundation survey of 1,500 people. The federal Affordable Care Act requires insurers to cover annual physicals free of charge.

Read the full article here

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Eric is a Producer at Lockton Insurance Brokers, Inc., the world’s largest privately held commercial broker. Eric has over 23 years of experience in the insurance industry and has spent the last 11 years with Lockton. Eric specializes in Health & Welfare Benefits, Retirement Planning, and Executive Benefits. Eric's clients utilize his expertise in the areas of Plan Due Diligence, Transaction Structure, Fiduciary Oversight, Investment Design, Compliance and Vendor negotiation to improve the operational & financial outcome for each client. The Benefit Blog is a place to share that expertise and industry news.
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