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Category Archives: Executive Benefits
High-Court Spotlight Put on 401(k) Plans
The U.S. Supreme Court is scheduled to hear arguments Tuesday in a case that could have broad implications for the way millions of Americans save for retirement. The court will focus on a narrow issue concerning the statute of limitations … Continue reading
Posted in Executive Benefits, Retirement, Retirement Plans
How to Lobby for a Better 401(k)
via Wall Street Journal It’s tough to tell whether your 401(k) plan is delivering all it should for retirement. It’s even harder to persuade your employer to make changes if you find room for improvement. Common flaws in the popular … Continue reading
Posted in Executive Benefits, Retirement, Retirement Plans
Analysts See More Outflows for Pimco
via Wall Street Journal Investors pulled money from Pacific Investment Management Co.’s flagship Pimco Total Return Fund in January, and analysts say the outflows could continue for a few more months following last year’s upheaval at the Newport Beach, Calif., … Continue reading
Posted in Executive Benefits, News & Updates, Retirement, Retirement Plans
Help With Retirement Budgets
If you’re budgeting for retirement, helping family members with college savings or weighing the value of a reverse mortgage, spend some time with these resources, all published recently: Health Expenses One of the largest, and trickiest, items to budget for … Continue reading
Posted in Executive Benefits, Health, Health & Welfare, News & Updates, Retirement Plans
Vanguard Sets Record Funds Inflow
Investors gave stock pickers a resounding vote of no confidence in 2014, pouring $216 billion—a record inflow for any mutual-fund firm—into Vanguard Group, the biggest provider of index-tracking products, according to preliminary figures from the mutual-fund group. Those large inflows … Continue reading
Posted in Executive Benefits, News & Updates, Retirement, Retirement Plans
The New Way to Measure Your 401(k)
via Wall Street Journal The whole way that 401(k) savings are measured is about to be turned on its head—if a new approach catches on. Under the new approach, investors could get a clearer picture of whether they are … Continue reading
Posted in News & Updates, Retirement, Retirement Plans
IRS Offers First Proposed Regulations on “Play or Pay”
Employers may rely on the proposed regulations before they are finalized, if they find it helpful to do so. Generally, earlier guidance continues to apply for 2014. Continue reading
Posted in Executive Benefits, Health & Welfare
Document Retention for ERISA Plan Sponsors
ERISA has two provisions that concern record retention. First, ERISA §107 requires anyone who files or certifies certain information (i.e. a Form 5500) to maintain sufficient records to explain, corroborate, substantiate and clarify the information contained in the filing or certification. Continue reading
Social Security’s Real Retirement Age is 70
Benefits claimed before 65 were actuarially reduced, so that those who claimed at 62 and those who claimed at 65 could expect to receive about the same total amount in benefits over their lifetimes. Continue reading
Posted in Executive Benefits, Qualified Retirement Plans, Retirement, Retirement Plans
Tagged retirement age, social security
Social Security’s Real Retirement Age Is 70
Due to increases in Social Security’s Delayed Retirement Credit, the effective retirement age is now 70, with monthly benefits reduced for earlier claiming. Continue reading
Posted in Executive Benefits, Qualified Retirement Plans, Retirement, Retirement Plans
Tagged social security
