The Legal Language
Securities offered through Lockton Financial Advisors, LLC a registered broker-dealer and member FINRA, SIPC. Investment advisory services offered through Lockton Investment Advisors, LLC, a SEC registered investment advisor. For California, Lockton Financial Advisors, LLC, d.b.a. Lockton Insurance Services, LLC, license number 0G13569.Blogroll
Want more?
My Twitter feed is updated multiple times a day with even more retirement, health care and benefit news. You can find me @benefitblog
-
Recent Posts
- Everything You Need to Know About Required 401(k) and IRA Withdrawals
- Some Rare Good News for Small Businesses Paying Employee Health Costs
- What Happens When Doctors Only Take Cash
- Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds
- Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds
Archives
- February 2017
- January 2017
- December 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- May 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- December 2013
- November 2013
- October 2013
- September 2013
- August 2013
- July 2013
- June 2013
- May 2013
- April 2013
- March 2013
- February 2013
- January 2013
- December 2012
- November 2012
- October 2012
- September 2012
- August 2012
- July 2012
- June 2012
- May 2012
- April 2012
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
Categories
Category Archives: Executive Benefits
High-Court Spotlight Put on 401(k) Plans
The U.S. Supreme Court is scheduled to hear arguments Tuesday in a case that could have broad implications for the way millions of Americans save for retirement. The court will focus on a narrow issue concerning the statute of limitations … Continue reading
Posted in Executive Benefits, Retirement, Retirement Plans
Leave a comment
How to Lobby for a Better 401(k)
via Wall Street Journal It’s tough to tell whether your 401(k) plan is delivering all it should for retirement. It’s even harder to persuade your employer to make changes if you find room for improvement. Common flaws in the popular … Continue reading
Posted in Executive Benefits, Retirement, Retirement Plans
Leave a comment
Analysts See More Outflows for Pimco
via Wall Street Journal Investors pulled money from Pacific Investment Management Co.’s flagship Pimco Total Return Fund in January, and analysts say the outflows could continue for a few more months following last year’s upheaval at the Newport Beach, Calif., … Continue reading
Help With Retirement Budgets
If you’re budgeting for retirement, helping family members with college savings or weighing the value of a reverse mortgage, spend some time with these resources, all published recently: Health Expenses One of the largest, and trickiest, items to budget for … Continue reading
Vanguard Sets Record Funds Inflow
Investors gave stock pickers a resounding vote of no confidence in 2014, pouring $216 billion—a record inflow for any mutual-fund firm—into Vanguard Group, the biggest provider of index-tracking products, according to preliminary figures from the mutual-fund group. Those large inflows … Continue reading
The New Way to Measure Your 401(k)
via Wall Street Journal The whole way that 401(k) savings are measured is about to be turned on its head—if a new approach catches on. Under the new approach, investors could get a clearer picture of whether they are … Continue reading
Posted in News & Updates, Retirement, Retirement Plans
Leave a comment
IRS Offers First Proposed Regulations on “Play or Pay”
Employers may rely on the proposed regulations before they are finalized, if they find it helpful to do so. Generally, earlier guidance continues to apply for 2014. Continue reading
Posted in Executive Benefits, Health & Welfare
Leave a comment
Document Retention for ERISA Plan Sponsors
ERISA has two provisions that concern record retention. First, ERISA §107 requires anyone who files or certifies certain information (i.e. a Form 5500) to maintain sufficient records to explain, corroborate, substantiate and clarify the information contained in the filing or certification. Continue reading
Social Security’s Real Retirement Age is 70
Benefits claimed before 65 were actuarially reduced, so that those who claimed at 62 and those who claimed at 65 could expect to receive about the same total amount in benefits over their lifetimes. Continue reading
Social Security’s Real Retirement Age Is 70
Due to increases in Social Security’s Delayed Retirement Credit, the effective retirement age is now 70, with monthly benefits reduced for earlier claiming. Continue reading
Posted in Executive Benefits, Qualified Retirement Plans, Retirement, Retirement Plans
Tagged social security
Leave a comment
