Category Archives: Estate Planning

Deferred compensation to NQDC necessary for executives

Higher tax rates and historically low interest rates present potentially greater challenges for highly compensated employees trying to save for retirement and meet other financial goals, making deferring compensation into a nonqualified plan especially attractive. Continue reading

Posted in Estate Planning, Executive Benefits

Estate and Gift Tax 2012-2013: The Basics

These two articles from the Wall Street Journal discuss the gift tax exclusion and how to avoid overpaying on your estate taxes. Continue reading

Posted in Estate Planning, Executive Benefits, Retirement | Tagged ,

2 great articles on the end of Bush-era tax cuts

The following is just a synopsis of 2 great articles discussing the probable changes if Washington does not extend Bush-era tax cuts. Full articles are available from the source. Continue reading

Posted in Estate Planning, News & Updates, Retirement Plans

4 Retirement Objectives for your Small Business

Those who run small to moderate sized family businesses have a whole different set of considerations when it comes to retirement. You may not pay into a company provided 401k plan bi-monthly, but that doesn’t mean you shouldn’t have retirement on your radar. Consider these articles highlighting retirement objectives for owners of small businesses. Continue reading

Posted in Estate Planning, Executive Benefits, Non Qualified Retirement Plans, Retirement, Retirement Plans

Weekly Top 401k News

Fix your 401k, increase your contribution and test the 4%-a-year rule to determine the viability of your retirement plan. Continue reading

Posted in Estate Planning, Executive Benefits, Qualified Retirement Plans, Retirement, Retirement Plans | Tagged , ,

Creator of the “4% Rule” explains how to protect a nest egg

The next five years could determine whether a rule of thumb for retirees’ withdrawals from their portfolios remains valid in these turbulent times, says Bill Bengen, a financial planner in Southern California. Continue reading

Posted in Estate Planning, Executive Benefits, Non Qualified Retirement Plans, Qualified Retirement Plans, Retirement, Retirement Plans | Tagged

“Been there done that:” What to expect in regulation for 2012

This is a great article to sum up the regulatory environment over the last year and give some thoughts for what we may see in 2012. Continue reading

Posted in Estate Planning, Executive Benefits, Non Qualified Retirement Plans, Qualified Retirement Plans, Retirement, Retirement Plans

What Changing Retirement Structures Mean to You – 2 Important Studies

You can read all day about the changes occurring in the ways we save for retirement, in the funding of Medicare, in the predicted bankruptcy of Social Security. You can find a depth of information on what economists think will … Continue reading

Posted in Estate Planning, Executive Benefits, Life Insurance, Non Qualified Retirement Plans, Qualified Retirement Plans, Retirement, Retirement Plans

Rolling returns offer insight into your fund (from Morningstar)

This article, originally appearing in Morningstar, offers suggestions on using rolling returns as an indication of a fund’s full performance history beyond the last quarter. Investors watch performance closely, with the past one- and three-year periods typically nabbing the bulk … Continue reading

Posted in Estate Planning, Executive Benefits, Non Qualified Retirement Plans, Qualified Retirement Plans, Retirement, Retirement Plans

Fiduciary Definition Proposal Being Redefined

The expansion of the Employee Retirement Income Security Act’s (ERISAs) definition of fiduciary has been thwarted, for now.  The hotly contested proposal has suffered a stream of bipartisan opposition, numerous comments, three days of hearings and intense lobbying from industry … Continue reading

Posted in Estate Planning, Executive Benefits, Qualified Retirement Plans, Retirement, Retirement Plans