Category Archives: Voluntary Benefits

IRS Postpones Employer Mandate Until 2015

the Treasury Department announced it is delaying the Patient Protection and Affordable Care Act’s employer “shared responsibility” penalties and related employer and insurer reporting obligations until 2015. Continue reading

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Implementing Health Reform: 3-Part Discussion

Thanks to Health Affairs blog for bringing this three-part insight into implementing new health reform guidelines at your business. Continue reading

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Educated employees cut health costs – 3 top stories

Following trends in the group health insurance marketplace, these articles focus on three key ways to empower employees to make better decisions: consumer driven health plans, health savings accounts and corporate wellness programs. But do they work? Continue reading

Posted in Executive Benefits, Health, Health & Welfare, Health Reform, Voluntary Benefits | Tagged , ,

3 Great Op-Eds on health insurance

Health insurance, dentist shortages and patient responsibility. Continue reading

Posted in Dental, Health, Health & Welfare, Health Reform, Voluntary Benefits

Section 2715: Summary of Benefits and Coverage (SBC)

In early February, the DOH issued a final version of section 2715 of the Public Health Services Act. This section deals with group health plans and the requirements for providers to issue “summary of benefits and coverage (SBC)” before applying restrictions to coverage. Continue reading

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Is your plan “Out of Compliance” with tax code? (from Lockton Companies)

Federal law requires that employers within the same “controlled group” of businesses be treated as a single employer for many employee benefit purposes, including discrimination testing. Many executives—particularly those of small, closely held employers—don’t know their employers are members of a controlled group. A distant holding company, venture capitalist, or group of individuals or trusts might own the employer, leaving the executives wholly unaware about who else nests in the corporate tree. Continue reading

Posted in Health, Health & Welfare, Voluntary Benefits

Health Plan CO-OPs

From Janae Schaeffer of Lockton Companies, great discussion on the viability of health plan co-ops. Health Plan CO-OPs: A New Choice for Consumers, But Will They Be Viable? The Department of Health and Human Services has issued proposed regulations on … Continue reading

Posted in Health, Health & Welfare, Health Reform, Voluntary Benefits